Rho — Business Banking & Corporate Cards

Rho is the finance platform for extraordinary companies at every stage of growth. Open a business checking account, issue corporate cards, earn on treasury, pay vendors, and close the books — without stacking separate tools or monthly software fees.

What you get on day one

• Business banking — Checking with no subscription fees, no per-user fees, and no minimum balance. Free same-day ACH and free domestic wires.
• Corporate cards — Physical, virtual, vendor-locked, and single-use cards with spend controls.
• Treasury — Sweep idle cash across partner banks for up to $75M in FDIC pass-through coverage; yield options via Rho Treasury (RIA; management fee per ADV).
• Bill pay & AP — Scan invoices with AI, route approvals, and pay vendors (ACH, wire, check) with $0 platform fees.
• Expense management — Receipts, reimbursements, policy enforcement, and real-time spend visibility included at $0.
• Accounting sync — Native integrations with NetSuite, QuickBooks Online, Xero, Sage Intacct, and Microsoft Dynamics 365.

Built for startups that scale

• Apply before your EIN arrives (pre-EIN onboarding)
• No personal credit pull and no personal guarantee
• Dedicated support with fast response times
• Available via Stripe Atlas and Clerky

Pricing (Standard)

• Subscription / per-user / checking minimums — $0
• Domestic ACH & wires — $0
• Connected AP, expense & accounting automation — $0
• Foreign currency conversion — 1%
• Optional SWIFT — $15

Enterprise capabilities (advanced multi-entity, middleware, dedicated CSM) are custom. Rho Treasury charges an RIA management fee — see ADV-2A for details.

Learn more at rho.co · pricing.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings/sweep services via American Deposit Management Co. and partner banks.